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PAYMENT POLICY

Refund Policy

This Refund Policy (β€œPolicy”) governs all purchases made on edu.skst.in, including online courses, recorded trainings, mentorship programs, downloadable digital products, subscriptions, and related services (β€œProducts”). By completing a purchase on the Platform, You acknowledge that You have read, understood, and agreed to this Refund Policy.

1. Strict No Refund Policy

Due to the digital nature of our products and immediate access to course materials, all sales are generally final. Once a course or digital product has been successfully purchased, enrolled, activated, or access has been granted, no refund shall ordinarily be provided.

2. Reason for No Refund

  • Digital content can be accessed instantly after payment.
  • Course materials may be downloadable, viewable, or consumable immediately.
  • Educational products involve intellectual property that cannot be β€œreturned”.
  • To prevent misuse, piracy, chargeback abuse, and unfair consumption of content.

3. Exceptional Refund Cases (At Our Sole Discretion)

In rare and genuine circumstances, we may review refund requests on a case-by-case basis. Approval is not guaranteed and remains entirely at the sole discretion of the Company.

  • Duplicate payment for the same product.
  • Multiple accidental charges caused by technical error.
  • Payment deducted but course access not delivered after reasonable support time.
  • Incorrect billing amount charged due to system error.
  • Purchase proven to be unauthorized or fraudulent after verification.
  • Any other extraordinary situation where refund is deemed fair by management.

4. Cases Where Refund Will Not Be Granted

  • Changed mind after purchase.
  • Lack of time to complete the course.
  • Purchased by mistake without reviewing details.
  • Expectation mismatch where syllabus was already shown.
  • Low internet speed, device issues, or third-party software issues.
  • Partial completion or significant content already accessed.
  • Discounted / promotional / bundled purchases unless required by law.
  • Violation of Terms, misuse, piracy, abuse, or suspicious activity.
  • Chargeback threats made without contacting support first.

5. Refund Request Procedure

If You believe Your case qualifies under exceptional circumstances, You must contact official support with complete details including:

  • Registered name and email address
  • Order ID / Transaction ID
  • Date and amount paid
  • Clear explanation of issue
  • Screenshots or supporting proof where applicable

Incomplete requests may be delayed or rejected.

6. Review Timeline

Eligible requests may be reviewed within a commercially reasonable timeframe depending on case complexity, payment gateway verification, fraud checks, and supporting evidence.

7. Mode of Refund

Where approved, refunds may be processed to the original payment source, bank account, wallet, UPI method, or any reasonable alternative method permitted by applicable rules and payment processors.

8. Processing Time

After approval, actual credit timelines may vary depending on banks, card issuers, UPI networks, wallets, or payment gateway systems. We are not responsible for external processing delays.

9. Account Suspension During Disputes

Where chargebacks, payment reversals, fraud flags, or abuse claims are initiated, we reserve the right to suspend course access and associated services pending investigation.

10. Policy Abuse

Repeated refund attempts, false claims, unauthorized disputes, content consumption before refund demand, or misuse of the system may result in permanent denial of future purchases or access restrictions.

11. Changes to Policy

We reserve the right to amend, revise, replace, or update this Refund Policy at any time without prior notice. The version published on the website at the time of purchase shall ordinarily apply.

12. Contact Support

For payment concerns or genuine refund review requests, users may contact us through the official support/contact channels listed on the website.